Author: Jim Ludwick

21 Oct 2016 Holiday Gifts: Creative and Free (almost)

As the holidays approach and the budget is thin or you just need to be creative, why not start now to find creative ideas for gifts? These suggestions can keep on giving and demonstrate affection by being very personal. Here’s a collection of my favorites:...

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01 Aug 2016 Essential Traits of a Good Investor

Investors frequently make mistakes simply because they are human. Very natural and understandable feelings, like fear and desire for wealth, can cause us to behave in ways that actually harm our financial goals. Good investors, however, are able to resist the influence of emotion on...

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27 Jul 2016 Smart Steps to Plan for Retirement

Many people worry that Social Security retirement benefits and Medicare won’t be available to them in the future. Recent reports from the Social Security and Medicare trustees indicate that if Congress doesn’t act to better fund these programs, they will face shortfalls in the coming...

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13 Jul 2016 For Social Security Benefits, Timing Is Key

When to begin receiving Social Security benefits is one of the most frequently asked questions among those nearing retirement. The answer is complicated because there are so many factors involved, some of which are not easy to quantify or predict. For instance, you’d have to...

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