Author: Jim Ludwick

29 Jun 2017 Back Up Those Travel Photos

As a frequent traveler and budding photographer, I face the same challenge most tourists do by taking lots of digital snapshots because the cost is almost nothing (that is called a sunk cost and don’t ask me how much was sunk)....

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22 Jun 2017 The 7 Best Tips for Travel

Recently I wrote about the 7 biggest mistakes I’m made during travel, mostly international, but not exclusively. This episode will cover the best decisions, in my humble opinion, that I’ve made that greatly contributed to a fun and exciting travel experience and the lack bad...

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12 Jun 2017 Is Travel Worth It?

Travel can be expensive, can’t it? Just go online to Expedia.com or some similar website and see what it costs to visit Niagara Falls, NY if you live in Southern California. Or even travel to Orvieto, Italy where I’m writing this blog now from Las...

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06 Jun 2017 My Top 7 Travel Mistakes

June is a good month to plan travel at the last minute. For me, I’m usually planning summer travel around the Christmas holidays. Making plans at the last minute offers you the benefit of seeing last minute flight and hotel promotions, but it can lead...

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30 May 2017 International travel tips

· Obtain or renew your passport way in advance. At least three months in advance. · Obtain or confirm that the two credit cards you will take with you do not charge currency transaction fees....

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10 May 2017 Doing the Flip: Saver to Retirement Spender

One of the biggest transitions in life is to go from worker to retiree, or from saver to spender (call it decumulation or spend downer if you like). Today I’m addressing an issue faced by those who have managed to save through most or all...

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04 May 2017 Helping Incapacitated Loved Ones

Recently, I’ve been helping two relatives since I’m the family member closest to them with both financial skills and healthcare experience (retired hospital administrator married to a retired nurse). Both relatives exhibit signs of incapacity with diminished functioning on some level. So now I must...

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10 Apr 2017 Correction is Coming?

The correction is coming, the correction is coming. Do I sound like Paul Revere announcing the British? Well, yes, that’s my intention. Now I wrote this same introduction three years ago. Not much has changed. I am saying the same thing:...

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