Services we provide

Services we provide

Recently, fee-only colleagues were commenting online about the many services we provide as financial advisors that differentiate us from other sources of personal financial and investment advice.

While flying the other day, I expanded on the list that Anna and I developed a couple of years ago. This is not totally the entire list, but we hope you will get the picture about the lengths we will go to provide as much information as possible for our clients so they can make good financial decisions.

1. Verify homestead declaration, if available
2. Review tax planning opportunities, annually (e.g. tax loss harvesting)
3. Credit card review and analysis of benefits applying to their goals
4. Review life insurance policies both group and individual
5. Review disability insurance policies, both group and individual
6. Review homeowner, landlord and renter’s insurance policies
7. Review for unclaimed monies by state(s)
8. Car buying advice
9. Charitable gifting of appreciated securities and donor advised funds
10. Social security retirement benefit optimization calculation
11. Identity theft prevention techniques and review
12. Estate planning documents review and suggestions
13. Digital security review and suggestions
14. Benefits review and analysis versus alternatives/maximization of benefits
15. House calls (additional charge may apply)
16. Document storage and sharing with authorized advisors like their attorney
17. Home value analysis beyond Zillow.com by an experienced Realtor®
18. Medicare and Medicaid planning advice
19. Survivor assistance and advice
20. Investment allocation review in conjunction with goal affirmation
21. Risk Tolerance discussion
22. Help with goal setting, including financial goals
23. Financial Plan goal discussion including timing and risk
24. Continuing care and nursing home review and analysis
25. Real estate purchase/sale/ review and analysis
26. Income property purchase/sale/exchange/management review and analysis
27. Adult children financial review and analysis and recommendations
28. Job offer review and analysis
29. Job termination or buy out review and analysis
30. Pension options review
31. Budget/expense review and analysis
32. Bill paying help
33. Account opening assistance
34. Stock option/Restricted Stock review and analysis of purchase/sale/taxes
35. Information sharing with attorney/accountant, if authorized
36. Roth conversion or Roth contribution or Roth 401k contribution analysis (vs. 401k contribution)
37. Non deductible IRA contribution review and analysis (and Roth conversion)
38. Financial Q&A via email, twitter, Google Hang Outs on Air, (live and delayed); Money and Kiplinger Personal Finance magazine subscriptions
39. Investment management manager search and interview service
40. Debt reduction management strategies and ongoing counseling
41. Business purchase/sale strategies review and analysis
42. Recommendation for CPAs, Attorneys, Realtors, Mortgage lenders., etc.
43. Webinars on topics like social security optimization and debt reduction

Help clients sleep at night knowing they’ve done everything possible to ensure the financial future for themselves and their families.