What’s at stake if you don’t start today? Imagine the possibilities that smart financial decisions can bring!
Dive in With MainStreet’s Step by Step!
What is Step by Step?
MainStreet has been in the financial planning profession for the past several decades. What we continually find is that people struggle to make (and stick to!) a financial plan. Financial plans are often looked at as too strict, and a little intimidating. Enter the Money Roadmap!
Our Money Roadmap goes beyond a traditional financial plan. We believe that a Money Roadmap needs to help you get from where you are to where you want to go – and the “plan” may need to adjust along the way!
We know that it can be tough to navigate from Point A to Point B when it comes to your money. When you partner with our expert financial planners, they help you stay the course to put you on the path to achieve your financial goals.
Your Money Roadmap is interactive, meaning you’ll have access to an online portal where you can view your Roadmap at any time.
When your Money Roadmap is complete, you’ll move to our Navigation Support service where you’ll receive ongoing guidance and feedback as your plan shifts to achieve your goals over time.
Let’s take a look at how our Step by Step process works:
Get To Know YOU
Before you embark on your trip, it’s important to know where you’re going! We discuss your detailed questionnaire, get organized, collect financial documents, and start looking at what a potential Money Roadmap might look like for you.
This initial session requires a questionnaire.
Design Money Roadmap
The next step on our journey is a series of sessions designed to discuss where you’re going, identify your financial goals, and figure out how you will get to your destination. Together we will map out your exact plan to help you reach your targets.
Your Money Roadmap will cover everything that’s essential to your financial life, including cash flow, insurance coverage, retirement planning, education savings, debt repayment, savings goals, investing – and more!
Launch Money Roadmap
This is where things start to get exciting – where the rubber meets the road! Once your customized Money Roadmap has been created, you’ll meet with your advisor to launch your journey. They’ll walk you through your Money Roadmap, and help you get started implementing right away.
Partner With Your Money Navigator
With our Navigation Support Program, you’ll partner with your Money Navigator advisor regularly to check in and adjust your Roadmap in real time, update your new goals, receive accountability to stay on track, and celebrate milestones and achievements!
Money Roadmap Navigator
- Comprehensive financial plan with ongoing, long-term guidance to help clients stay on track and reach their goals.
- Planning Sessions: Quarterly sessions to ensure continuous progress and adaptability to life changes, with a 12-month timeline to complete the initial plan.
- Personalized Recommendations: In-depth recommendations covering financial goals, saving, investing, and more, designed for long-term success.
- Personalized Action Plan: Ongoing, actionable steps to reach your goals, with access to an interactive financial plan for continuous updates
- Progress Check-Ins: Quarterly reviews to track and celebrate milestones, adjust strategies, and stay aligned with goals
- Education: Quarterly educational webinars designed to keep clients informed, empowered, and prepared for each financial phase
- Ongoing Advisor Support: “Advisor Hotline” for priority email access, offering reliable support through all stages of your financial journey
- Implementation Support: Hands-on guidance to ensure successful execution of recommendations and adjustments as needed
PRICING
Money Roadmap Navigator
Individuals
- $$4,310/mo
- in Year #1
$2,000 Deposit
Plus
$210/monthIn Year #2 & beyond
$2,520/yr
Couples/Family
- $$5,415-
-
in Year #1
$2,500 Deposit
Plus
$265/monthIn Year #2 & beyond
$3,180/yr
*Our ongoing planning relationship begins with a 2-year commitment to build momentum and deliver lasting results. After that, it continues on an annual basis unless canceled.
Money Roadmap
(One-Time Plans)
- A comprehensive financial plan for clients seeking a one-time solution, with implementation on their own.
- Planning Sessions: 3 to 4 sessions to complete the initial plan over 3 months timeline.
- Personalized Recommendations: A detailed summary of recommendations including financial goals, saving, investing, and more
- Personalized Action Plan: Action steps to implement initial recommendations and online access to an interactive financial plan
- Progress Check-Ins: 6-month check-in included
- Education: Quarterly educational webinars
- Ongoing Advisor: for an initial 6 months only, access to your advisor via e-mail to answer questions and address challenges
- Implementation: Clients responsible for self-implementation of recommendations
PRICING
Money Roadmap One-time Plans
Individuals
- $$4,600/mo
-
$2,200 Deposit
Plus
$800/mo for 3 mo.
Couples/Family
- $$5,950/mo
- $2,500 deposit
Plus
$1,150/mo for 3 mo.
Money Pit Stop (hourly)
- Maybe you want to focus on one or two topics to get you off the ground.
This financial session includes:
- Planning sessions with an advisor
- An email summary of recommendations
- Follow-up access for 30 days
Examples of topics may include:
- Debt repayment plan
- Education savings
- Cash flow analysis
- Student loan recommendations
- Portfolio rebalancing
- Portfolio withdrawal strategy
- Retirement scenarios modeling
- Insurance review
- College funding (late stage)
- Social security analysis
- Tax planning
- Roth IRA conversions
PRICING
Money Pit Stop (hourly)
- $$425per hour
- Minimum billable hours for any topic is 3 hours.
* Normal complexity, additional work will be discussed in advance and billed hourly.
