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07 Jul Three Considerations If You Are Thinking to Cancel Your Life Insurance Policy

Posted at 08:17h in Financial Wellness, Insurance, Life Transitions, Saving/Spending by Jennifer Bush

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We are often asked by clients if they should keep or cancel their life insurance policies. Here are three things to consider as you explore this topic in your own family. First, ask yourself if you still need life insurance. Think about why you bought this...

13 May Is Whole Life Insurance an Investment?

Posted at 14:56h in Insurance, Investing by Jim Ludwick

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As a former life insurance agent, I was trained to sell some forms of life insurance as an investment. Whole Life and Universal Life (with some derivatives) were the two forms most popular for selling as an investment. By the way, the commission dollars are...

11 Oct Do you Have Enough Life Insurance?

Posted at 21:34h in Employee Benefits, Insurance, Money Date, Starting, Growing a Family by Anna Sergunina

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What is the Money Date? A weekly time to check in. 3 things we review and update:  1. Spending  2. Earning  3. Savings This month our focus is on various employee benefits available to you. Today I want to talk about Life Insurance, that many do...

10 Aug Swim with Jim: Life Insurance with Mark Maurer

Posted at 13:31h in Insurance, Starting, Growing a Family, Swim With Jim by Jim Ludwick

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Jim interviews Mark Maurer, President of Low Load Insurance Services (LLIS). LLIS is an insurance broker for life insurance, disability insurance, and long-term care insurance. The firm works only with fee-only advisors like MainStreet. In this episode of Swim with Jim, they discuss why it...

27 Apr Is Whole Life Insurance an Investment?

Posted at 11:29h in Insurance, Investing, Starting, Growing a Family by Jim Ludwick

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As a former Life Insurance Agent, I was trained to sell some forms of life insurance as an investment. Whole Life and Universal Life (with some derivatives) were the two forms most popular for selling as an investment. By the way, the commission dollars are...

03 Apr Calculating the Need for Life Insurance

Posted at 11:47h in Employee Benefits, Insurance, Starting, Growing a Family by Jim Ludwick

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For almost every financial plan we produce, we do a calculation on the need for life insurance. Why? Because most clients have someone depending on them for support. It’s also a question that the majority of our clients ask about the first time we’re engaged...

23 Feb Love is the Air: Life Insurance

Posted at 11:16h in Insurance, Money Date, Starting, Growing a Family by Anna Sergunina

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What is the Money Date? A weekly time to check in. 3 things we review and update:  1. Spending  2. Earning  3. Savings “All you need is love. But a little chocolate now and then doesn’t hurt” – Charles M. Schultz It is often said that...

05 Aug Daily Juice 047 – Group Life Insurance

Posted at 00:00h in Daily Jui$$e, Employee Benefits, Insurance, Starting, Growing a Family by Anna Sergunina

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Today I want to talk about one benefit, which is Life Insurance, that many do get, but the question for discussion is whether you get enough and if Group Life Insurance is the best option. Typical benefit for Group Life insurance is one times the...

23 Jul Book Review: Protect Your Lifestyle by Meaghan Dowd

Posted at 12:24h in Book Review, Financial Wellness, Insurance, Saving/Spending by Vida Jatulis

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Insurance costs are on the rise, we are all feeling the impact on our wallets. The average American already spends over 5.3% of income on insurance premiums, 60% of that is for auto and home premiums. What can we do? Do we have any control?...

15 Apr End of Life Planning

Posted at 11:57h in Estate Planning, Financial Wellness, Insurance, Life Transitions, Military, Near Or Entering Retirement, Retirement by Cynthia Flannigan

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I recently met with a client who wanted to discuss how to prepare for the end of their lives. The estate planning documents may be done, but is there anything else to really feel comfortable that you’ve prepared all you could when you pass away?...