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17 Aug Nerdwallet – Insurance Help With Jim Ludwick
Question: I’m really confused about what type of life insurance coverage to purchase for myself and for my husband. Any advice? People buy insurance to reduce or eliminate the financial risk of some event happening. In the area of life insurance you are addressing the...
30 Nov Time To Update Long Term Care Expectations? Insurance?
It’s been over 20 years since I looked at the studies about the need for long term care services. I was a New York Life agent way back when, and selling a relatively new product called long term care insurance. What I learned from 1980’s...
11 Oct 4 Things to Review During Open Enrollment
Posted at 12:52h
in Employee Benefits, End of Year Planning, Financial Goals, Financial Wellness, Insurance, Open Enrollment, Retirement, Saving/Spending
It’s that time of year again—Open Enrollment season! This is your opportunity to review and update your benefit elections, which can include health insurance and other employer-provided options. Here are four key categories to review during your open enrollment this year: 1. Healthcare Open enrollment...
25 Oct OPEN ENROLLMENT: A WINDOW OF OPPORTUNITY!
Posted at 10:01h
in Employee Benefits, End of Year Planning, Financial Goals, Financial Wellness, Insurance, Open Enrollment
Don’t miss your window of opportunity to take full advantage of your employee benefits. There may also be benefits that you want to un-enroll from because you don’t plan on using the benefit in the coming year (ex. Legal Plan). Taking the time to plan...
03 Oct Financial Tips for Single Mothers
Posted at 11:24h
in A New Start, Estate Planning, Financial Goals, Financial Wellness, Insurance, Life Transitions, Starting, Growing a Family
I have been a single mother most of my thirteen-year-old daughter’s life. I recently sat down with a reporter doing an article on single mothers. Here is what we discussed. When did you become a single mother, and how? I officially/legally became a single mother...
10 May Give your Way-Exploring the many paths to Charitable Giving
Posted at 15:25h
in Estate Planning, Financial Goals, Financial Wellness, Near Or Entering Retirement, Retirement
A few weeks ago, I had the pleasure of attending a gala fundraiser for one of my favorite nonprofit organizations, Junior Achievement. Junior Achievement’s mission is to inspire and prepare young people to succeed. They do this through programs that teach entrepreneurship, financial literacy, and...
02 Jun Rising inflation could mean your home is underinsured
Inflation, supply chain issues, labor shortages, and an uptick in natural disasters are all contributing to the rise in the cost of home construction and repairs. Without sufficient insurance coverage, a homeowner is at risk of having to pay out of pocket to rebuild their...
18 Mar Jim Ludwick’s Legacy
Twenty years ago I was working for a very famous money manager but things weren’t going well. The market was down, and nobody wanted to sign up for money management. This was just after 9/11 and that had followed the dot com bubble bursting. I...
