Employment changes will happen to every one of us and more than once in our lifetimes. Working for one employer or keeping one career is not viable any more.
The era of lifelong employment with just one employer is long gone....
One of the biggest transitions in life is to go from worker to retiree, or from saver to spender (call it decumulation or spend downer if you like). Today I’m addressing an issue faced by those who have managed to save through most or all...