A retired Air Force officer and hospital administrator for most of his military career, Jim transitioned to civilian life as the assistant administrator of a small hospital in Santa Barbara, California. The hospital merged with a larger competitor and Jim went off to financial services, first as a commercial real estate broker, life insurance agent and then two bank trust departments in business development positions. Jim passed the Certified Financial Planner™ comprehensive exam in 1999.
A money manager brought Jim to the East Coast in 2001, but timing in the stock market was not in his favor of finding new clients, so Jim decided to start his own financial planning company. He found Sheryl Garrett who had set up a network of like-minded advisors and a training effort for those wanting to do hourly, advice- only planning.
Jim founded MainStreet Financial Planning in the fall of 2002. Jim’s wife Carol helped him in this business and still is the chief financial officer meaning she does the company accounting. Together they have two married sons and five grandchildren, most of who reside in Santa Barbara. Mr. Darcy, a Boston Terrier, is the company dog and greets guests and clients in our Odenton office.