FOR EMPLOYERS
Money@Work is a financial wellness program designed to help your employees decrease their financial stress by providing comprehensive financial planning. An online solution supported by Certified Financial Planners (CFPs), the program helps your employees take control of their personal finances. By helping empower your employees financially, your organization will improve talent retention rates, increase worker productivity, and grow participation in your organization’s employee benefit programs.
WHAT YOU GET
We empower your employees to manage these financial decisions and challenges with confidence:
- Cash flow & budgeting
- Building savings
- Paying off debts
- Retirement planning
- Rent vs buy decisions
- Insurance needs
- Portfolio allocations
HOW YOU GET IT
Our comprehensive financial planning solution give each user:
Annual Financial Plan
Employees work with a MainStreet CFP to create a plan for themselves and their families.Online Portal
Easily and regularly track against financial goals. Access spending plans, investment statements, and user-friendly tools to help you stay on track.Education Resources
Webinars, training modules, best practice articles, and on-site resources.Advisor Hotline
After a plan is built, regularly access a CFP to answer questions and address challenges.E-mail Alerts & Monitoring
Notifications to keep the plan on track and updates as resources are added to the portal.
Decisions we help your employees make
CASHFLOW & BUDGETING
Let’s face it, budgets are not sexy, that’s why we’ve got a Spending Plan for you.
PAYING OFF DEBTS
It’s no fun to have debts. Lay out a battle plan to tackle it.
SPECIAL SITUATION PLANNING
Getting a divorce
Special Needs
Stock options/RSUs
IS MY PORTFOLIO BALANCED?
Everyone says I should be investing. But what is the right strategy for me?
HOW MUCH INSURANCE DO I NEED?
Life; Disability
Long Term Care
Liability: Home & Auto
RETIREMENT PLANNING
When should I take my social security; Annuity for Saving and/or guaranteed income; Withdrawal Strategy for Retirement Funds
BUYING A HOME OR RENTAL PROPERTY
Should I buy or should I rent? How much house can I afford?
HOW MUCH DO I NEED TO SAVE?
For college
For retirement
For house
STEP BY STEP
The Money@Work Financial Wellness Process
Meet & Greet
• Get to know your advisory team
• Custom introductory seminar or webinar
• Review of benefits packageSet up online portal
• 1st step to financial freedom is awareness!
• Get your accounts organized
• Determine financial goals
• Access e-mail alerts, training, and moreConnect with your CFP
• Work with one of our financial planners on your plan
• Ask specific and individual questionsMonitor & Stay connected
• Advisor Hotline
• News & e-mail alerts