The Art of Doing Nothing

The Art of Doing Nothing

Summer is here. Kids are out of school. It's time for vacations. As I sat on the beach one Sunday morning, watching the sunrise, sipping on Kona grown Mountain Spring cup of coffee, thinking….how could I just do nothing all day? I must! I am on vacation. 

Living in the 21st century, we are weighed down with activities, tasks, endless to do lists, technology. We are ON 24/7. It’s hard to disconnect.  But we must, in order to keep our sanity.

Now when it comes to money, we can’t have this kind of mentality. I see a lot of people who just float in life, and never worry much about their finances. Is there someone to blame? Well, we can point fingers at our society, our families, not enough resources or education. However, at the end of the day the full responsibility falls on our shoulders.

There is not a single right way, which dictates how we should treat our finances. I actually believe personal finance shouldn’t be looked at as a Science, but as an Art. Yes, there certain rules we should know, but each of our life situations are unique. Therefore, when we build a financial plan for you, we become artists. This is what I love the most about my work.

I encourage you to give yourself permission, once in a while, to “Just do nothing” about your finances! You might think, what kind of insane financial planner would recommend this to their clients? Well, I do J BUT, before you even think about doing this, you MUST have a financial plan in place. A Financial Plan is a road map that helps you reach your destination (retirement, buying home, college funding, having a balanced portfolio, etc.). Once you have this plan, you can “Just do nothing” for some time AND still remain on the path to your destination. Just remember to check in with your financial planner once in a while.


The “Art of Doing Nothing” can be seen in all parts of our lives. An interesting phenomenon is that money will always be somehow connected to whatever you do. I invite you to become an Artist to craft your own version of “Just doing nothing.” Because remember, we must disconnect in order to come back with a clear mind, new ideas, lots of energy and a new perspective!


Anna Sergunina

I passionately believe that in order to live a life of fulfillment and joy, we must genuinely serve each other in any way possible. I found my mission in life to serve others via financial planning. Anna regularly writes about personal finance. Here work appear on Business Insider, Nasdaq, Nerdwallet, among others. Anna is the creator of Money Flow system.

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