Chalk Talk: Hidden Insurance Limits

Chalk Talk: Hidden Insurance Limits

“MainStreet Chalk Talk”

The MainStreet Financial Planning Discussion Club

When: Tuesday 1-17-23 at 7:30pm Eastern; 4:30pm Pacific

~30-45 minutes

Recorded and able to retrieve for one week

How: Zoom Meeting, Free to ongoing clients; $10 for guests


Hidden Insurance Limits

Hosted by: Jennifer Bush, CFP®

Guest commentator: Brian Trouette

Trouette Insurance Agency

You may be surprised at what your insurance won’t pay…

Join us for an enlightening conversation about how insurance companies use sub limits to limit their risk and reduce payouts on claims.

In this conversation, we would like to make you aware of the most common pitfalls we see when reviewing clients’ home, auto and personal liability insurance policies.

Some of the topics we’ll discuss:

  • What is a sub limit?
  • Actual Cash Value vs. Replacement Cost
  • Ordinance & Law (aka Building Code Upgrade)
  • Sewer Backup coverage
  • Special Limits on jewelry, coins, fine arts, antiques, and computers
  • Liability explained (property damage, bodily injury, and personal injury)
  • Uninsured Motorists

Information about our speaker:

Brian founded Trouette Insurance Agency with the mission of providing a disciplined, analytical approach to insurance for high-net-worth individuals and families. He works collaboratively with financial advisors, CPAs and attorneys to protect clients – and their wealth.

Brian lives in Scottsdale, AZ with his wife, 2 children and 4 dogs.

Jennifer Bush
Jennifer Bush

Jennifer has a background of over 15 years working in the financial services industry. Prior to joining Mainstreet, she worked 13 years for a wealth management firm helping to develop, create, and implement financial planning strategies for clients. Before that, she was a consultant and educator in the area of financial related employee benefits for SF bay area companies and their employees.

Get Started with Jennifer

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