Daily Juice 038 – Why you should refinance a mortgage?

Daily Juice 038 – Why you should refinance a mortgage?

Interest rates are extremely low these days. Why not consider refinancing your mortgage? Just last week alone I had 3 clients who were perfect candidates for mortgage re-financing and this morning, right before I recorded this episode I had a client call telling me about starting re-fi, with a 3.6% 30 year fixed rate and no closing costs.

A mortgage refinance can get you a lower monthly mortgage payment, a shorter loan term or cash back. All of these alternatives can save you money.

Here are a few benefits of refinancing:

  • You can lower the interest rate
  • You can shorten the loan term
  • You can create more certainty
  • You can take out a loan/use equity

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Anna Sergunina
Anna Sergunina

I'm Anna Sergunina, CFP®, President & CEO at MainStreet Financial Planning, Inc. My passion lies in serving others through financial planning, helping clients achieve their dreams like buying a home, saving for education, or retiring early. With over two decades in the industry and a CFP designation since 2009, I'm dedicated to excellence and continuous growth. Beyond work, I cherish moments with my son Liam, prioritize self-care, and engage in content creation for my Money Boss Parent Podcast and Money Library blog.

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