Daily Juice 038 – Why you should refinance a mortgage?

Daily Juice 038 – Why you should refinance a mortgage?

Interest rates are extremely low these days. Why not consider refinancing your mortgage? Just last week alone I had 3 clients who were perfect candidates for mortgage re-financing and this morning, right before I recorded this episode I had a client call telling me about starting re-fi, with a 3.6% 30 year fixed rate and no closing costs.

A mortgage refinance can get you a lower monthly mortgage payment, a shorter loan term or cash back. All of these alternatives can save you money.

Here are a few benefits of refinancing:

  • You can lower the interest rate
  • You can shorten the loan term
  • You can create more certainty
  • You can take out a loan/use equity

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Anna Sergunina
Anna Sergunina
anna@mainstreetplanning.com

I passionately believe that in order to live a life of fulfillment and joy, we must genuinely serve each other in any way possible. I found my mission in life to serve others via financial planning. Anna regularly writes about personal finance. Her work appears on Business Insider, Nasdaq, Nerdwallet, among others. Anna is the creator of Money Flow system.

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